Norhaida Abdul Manaf

Norhaida binti Abdul Manaf graduated from MARA University of Technology (UiTM) with Bachelor of Laws (Honours) in 1998.

Upon graduation, she commenced her pupilage with Messrs. Mohamad Illiayas & Co, Kuala Lumpur in the chambers of Tuan Haji Mohamad Illiayas Seyed Ibrahim and was admitted to the Malaysian Bar as an Advocate and Solicitor of the High Court of Malaya in November 1999.

Prior to joining ARSA, Norhaida started her legal career as an Associate with Messrs Goh & Partners, Kuala Lumpur in 2000 and subsequently with a few legal firms in Kuala Lumpur.

Norhaida has experience and skills on matters, mainly relating to banking and conveyancing pertaining to commercial property transaction (e.g acquisition, disposal and charges of property) including, retail banking and corporate banking for both Islamic and conventional.

She also has experience on various types of Islamic and conventional corporate financing including trade facilities, contract and project financing, ship financing, working capital and financing of equipment, commercial vehicles, machinery and property, restructuring of working capital term loan and conversion to Islamic term financing.

Norhaida is the Senior Associate currently attached to the Financial Services Department at ARSA Kuala Lumpur.

Rohana Ngah

Puan Rohana Ngah graduated with LL.B (Hons) (Second Class Upper) from International Islamic University Malaysia (IIUM) in 2002.

She underwent her pupillage by reading in chambers of Mr. Arunan Selvaraj at Messrs Rusmah Arunan & Associates at Kuala Lumpur in 2002. She was called to the Malaysian Bar as an Advocate & Solicitor of the High Court of Malaya on 10 April 2003.

She then started her professional practice at Messrs Lim Kian Leong & Co. at Kuala Lumpur from April 2003, where she developed her legal skills, primarily as a commercial litigation lawyer. She was also exposed to the basic principles of the conveyancing practice.

She joined ARSA in March 2008 as an Associate and was subsequently made a Senior Associate. She is now the Head of Litigation Department of ARSAJB.

Throughout her career, Rohana has had extensive experience in handling both contested and non-contested litigation matters involving banking matters (Islamic and conventional), leasing and hire purchase, bankruptcy, company insolvency, land matters, enforcement of judgement, defamation suit, injunction, debt recoveries, general contract, tort, sale of goods, commercial as well as corporate litigation, letters of administration/probate and other general litigation.

Alongside her main focus area of practice, Rohana has the experience in handling contested matters and rendering legal opinions for the financial institutions, corporate companies, local councils and also the local / government link companies.

Her frequent presence in the Court has exposed her to various temperaments and styles of most judges and practitioners both in Johor and across Malaysia which experience has enabled her to become an astute litigator.

Balkis Ya'akup

A graduate of International Islamic University Malaysia (IIUM), Balkis was called to the Bar on 28th August, 2003. She had spent her pupillage under Mr Hilmy Bin Sulaiman in Messrs Tuah Hilmy & Hazudin.

Balkis joined Messrs Abdul Raman Saad & Associates as Associate in the Conveyancing Department ARSAMK in April, 2005.

Since then, she has been largely involved in Property & Loan Documentation projects and drafting of various kinds of contracts.


2005 – todate – Abdul Raman Saad & Associates
2003 – 2005 – Azharuddin & Associates
2003 – Called to the Malaysian Bar
2002 – Pupil-in-Chambers


2002 – Bachelor of Laws, LLB (Hons) Ahmad Ibrahim Kuliyyah of Laws, International Islamic University Malaysia


— Drafting, reviewing, preparing and attending to the execution of Sale and Purchase Agreements and ancillary documents for sub-sale transactions

— Drafting and preparing the discharge and/or reassignment documents for the execution of the Bank and/or Borrower

— Drafting, reviewing, preparing and attending to the execution of Tenancy and Lease Agreement

— Drafting, reviewing, preparing and attending to the execution of building and renovation agreement

— Reviewing, advising client on terms and conditions of the Sale and Purchase Agreement in Schedule G & Schedule H and attending execution of the same

— Liaising with the land office on number of issues pertaining to registration of transfer and transmission due to death

— Application for consent to transfer from the state authority for subsale cases and consent to transfer by foreigner under Section 433 NLC

— Drafting, reviewing, preparing and attending to the execution of loan documentation, facility agreement, memorandum of charge and ancillary documents for loan documentations for several financial institutions including Malayan Banking Berhad, Bank Kerjasama Rakyat, Lembaga Pembiayaan Perumahan Sektor Awam, Public Bank, Ambank Berhad, CIMB Bank, Public Bank, Bank Simpanan Nasional, Bank Islam Malaysia Berhad, Bank Muamalat Malaysia Berhad, Malaysia Building Society Berhad, Majlis Amanah Rakyat and others


— Drafting, reviewing, preparing and attending to the execution of commercial sale and purchase agreement, consent to transfer and all other ancillary documents related to the sale and purchase transaction

— Drafting, reviewing, preparing and attending to the execution of joint venture agreement, power of attorney and all other ancillary documents

— Drafting, reviewing, preparing and attending to the execution of a settlement agreement between government agencies

— Drafting, reviewing, preparing and attending to the execution of a security services agreement between Majlis Perbandaran Hang Tuah Jaya and various security company

Nur Safiah Syahirah Omar

Puan Nur Safiah Syahirah Omar graduated with LL.B (Hons) (Second Class Upper) from International Islamic University Malaysia (IIUM) in 2007.

She underwent her pupilage by reading in chambers of Puan Aidura Madiha Mohamed at Messrs Abdul Raman Saad & Associates at Johor Bahru in 2008. She was called to the Malaysian Bar on 1st December 2008 at the High Court of Malaya in Johor Bahru.

She then joined the firm and was previously attached to the ARSA Conveyancing practice group. Now she is currently practicing civil litigation with ARSA litigation practice group as Senior Associate.

Raymond Sabastian

Mr. Raymond Sabastian was enrolled to Malaysian Bar on 31st October 2014. A graduate from University of London, United Kingdom in 2012, he furthered his professional qualification, the Certificate of Legal Practice (CLP) from the Legal Profession Qualifying Board in 2013.

Prior to his admission to the Malaysia Bar in 2014 as an Advocate & Solicitor, he has acquired vast experience and knowledge in legal industry, ever since 1999 working as Legal Secretary in several reputable legal firms.

His passion and interest in the practice of law has persuaded him to obtain his legal qualification.

He has been specialised in handling various types of sale and purchase transaction which includes, amongst other things, sub-sales and development project agreements.

He has great exposure in drafting and negotiation of Tenancy and Lease Agreement, Partnership Agreement and other types of commercial contracts made between parties to their business needs.

He is also an expertise in conveyancing and banking matters, preparation and management of personal and corporate loan security documentation for both Conventional and Islamic loans transactions for various financial institutions.

Mr. Raymond Sabastian is our Senior Associate currently attached to the Financial Services department of ARSA Petaling Jaya.

Sarifah Khalwa Yahya

SARIFAH KHALWA YAHYA (“SKY”), an articulate, self motivated and focused professional who has a proven history of gathering and analysing information and then using the result of that analysis to make effective decision and find innovative solution to legal problems. She has superb communication skills which are vital when meeting and interviewing clients to establish the firm’s suitability to provide necessary advices and services. She is always ready for a new and exciting challenge and looking forward to give the best performance with a driven and dynamic market leading legal firm, MESSRS ABDUL RAMAN SAAD & ASSOCIATES (“ARSA”).


– Ability to approach and solve problems in a methodical and professional manner

– Excellent communicative skills and able to apply them to interactions with clientele and co workers alike

– Skilled at debating and negotiating terms of the agreement for the best interest of the clients


SKY has at first joined MESSRS ABDUL RAMAN SAAD & ASSOCIATES as a legal assistant and attached with banking and conveyancing department. She handled various portfolios for individual clients, property developers and banks. SKY left in December 2015 with an enthusiastic feeling to set up her own legal firm known as Messrs S.K, Yahya & Co. in 2016.

Now in 2019 SKY has returned to MESSRS ABDUL RAMAN SAAD & ASSOCIATES as a senior associate attached with Islamic corporate banking department.

SKY qualified herself as an advocate and solicitor of Malaya after graduated from the International Islamic University Malaysia (IIUM) with LLB (Hons) in 2003 and called to the Bar in 7th October 2004. She started her legal profession at Messrs Shook Lin & Bok and later with several established legal firms.